This Privacy Policy describes how Project UBA Financing (« we », « our », or « us ») collects, uses, discloses, and protects your personal data when you use our website https://project-uba-financing.ch and our services.

We are committed to protecting your privacy and handling your personal information transparently and securely.

1. Who We Are

Project UBA Financing
Brunnacherstrasse 110
Zweite Altmatt, Switzerland
Email: contact@project-uba-financing.ch
Website: https://project-uba-financing.ch

2. What Personal Data We Collect

We may collect the following categories of personal data:

  • Identity Information: name, date of birth, nationality
  • Contact Information: email address, phone number, postal address
  • Financial Information: income level, bank details, loan purpose
  • Technical Data: IP address, browser type, device data, and usage statistics (via cookies)
  • Any other data you voluntarily submit through forms or email

3. How We Collect Your Data

We collect personal data through:

  • Online application forms
  • Contact forms and email communication
  • Cookies and analytics tools
  • Customer service interactions

4. Why We Collect Your Data

Your personal data is collected and used for the following purposes:

  • To process and assess your loan application
  • To verify your identity and comply with legal obligations
  • To communicate with you regarding your request
  • To improve our website and user experience
  • For fraud prevention and cybersecurity
  • To comply with Swiss and European financial regulations

5. Legal Basis for Processing

We process your data under the following legal bases:

  • Your consent (e.g., marketing communications)
  • Contractual necessity (e.g., processing loan applications)
  • Legal obligations (e.g., anti-money laundering regulations)
  • Legitimate interests (e.g., improving services and fraud prevention)

6. How We Share Your Data

We may share your data with:

  • Our internal team for processing and support
  • Trusted third-party service providers (IT, analytics, hosting)
  • Regulatory authorities, if legally required
  • Financial partners or affiliates only when necessary and with your consent

We never sell your personal data.

7. International Data Transfers

As a Swiss company serving European users, we may store or process data outside your home country. We ensure that any international data transfers comply with applicable data protection laws, including the use of EU standard contractual clauses where necessary.

8. Data Retention

We retain your personal data only for as long as necessary:

  • For the purposes described in this policy;
  • To comply with legal or regulatory obligations;
  • To resolve disputes or enforce agreements.

After this period, your data will be securely deleted or anonymized.

9. Your Rights

You have the following rights under GDPR and Swiss law:

  • Access: Request a copy of the personal data we hold about you
  • Rectification: Request correction of inaccurate or incomplete data
  • Erasure: Request deletion of your data under certain conditions
  • Restriction: Request that we limit the processing of your data
  • Data portability: Receive your data in a structured, commonly used format
  • Objection: Object to data processing based on legitimate interest
  • Withdraw consent at any time for processing based on consent

To exercise any of these rights, please contact us at:
📧 contact@project-uba-financing.ch

10. Cookies and Tracking

Please refer to our Cookie Policy to learn more about how we use cookies and how you can manage your preferences.

11. Security of Your Data

We use industry-standard security measures (encryption, firewalls, secure servers) to protect your personal data against unauthorized access, loss, misuse, or alteration.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically. If we make material changes, we will notify you via the website or email. Please check this page regularly for updates.

13. Contact

If you have any questions or concerns about this Privacy Policy or how we process your data, please contact us at:
📧 Email: contact@project-uba-financing.ch